Transforming Pillar 3 Reporting: Streamlining Data for OSFI’s 2025 D-SIB Disclosures

Date & time: 11:00 AM - 11:45 AM EST, 24th of June 2025

The Suade-hosted discussion, featuring Sarah Reppchen (Deloitte Canada) and Florent Audigier (Suade), offered a deep dive into how Canadian Deposit-Taking Institutions (DTIs) are preparing for OSFI’s 2025 Pillar 3 disclosure expectations. The conversation explored the evolving nature of regulatory transparency, the role of data governance, and the increasing demands placed on institutions to deliver timely, accurate, and auditable disclosures.

Key Takeaways:

• Regulatory Leadership and Alignment:
  Canada remains a frontrunner in Basel III adoption. OSFI is expected to enforce a stricter, more globally harmonized Pillar 3 disclosure regime—especially given past alignment with BCBS standards and the upcoming inclusion of crypto asset exposures in 2026.
• Data Governance Is Central:
  Both experts emphasized the growing scrutiny around data quality, ownership, and consistency. Institutions must build robust governance models with clearly defined roles across risk, finance, and treasury functions.
• Technology as a Catalyst:
  Automation, data lineage tracking, and intelligent reporting layers—potentially supported by AI—are essential to reduce manual reconciliation, enhance efficiency, and ensure data accuracy across regulatory reports.

Speakers

Florent Audigier

Global Head of Product, Suade

Ronan Donnelly

Risk and Regulatory Reporting Expert, Suade

Sarah Reppchen

Partner - Financial Services - Strategy, Risk & Transaction, Canada