Basel Endgame keeps shifting. What does that mean for your bank?

Date: 12th of November 2025
Time: 4pm
Duration: 30 minutes
Format: Live Webinar

On this webinar, Deloitte's Partner, Banking and Capital Markets, Andrea Haskell Liptrott covered what the Basel Endgame changes mean for your financial institution's operations. She was joined by Suade's Senior Implementation Specialist, Kira Snow, who provided the technical details on what is most likely in the final framework.

Basel Endgame: Key Points

Regulatory Uncertainty

• Originally scheduled for 2023 implementation, now disrupted by political shifts
• Multiple jurisdictions working to different, competing timelines

Regulatory Journey

• Original proposals have been significantly altered
• Fed made decision to "start over" on implementation
• Michelle Bowman's appointment signals deregulatory shift

Impact on Banks

• Large global banks: Face 20% capital requirement increases
• Regional banks: Face 10% capital requirement increases
• Certain business lines under greatest pressure (specific lines to be identified)

Competitive Imbalances

• Staggered implementation timelines across US, UK and EU
• Creates uneven playing field for international competition

Critical Challenge

• Banks must build systems that adapt to permanent regulatory change
• Regulatory stability is over – constant flux is the new normal
• Need infrastructure that turns continuous change from burden to manageable reality
• Basel Endgame sets precedent for ongoing regulatory volatility beyond just capital rules