Apr 28, 2026

Surrounded by Experts

William Coen

Former Secretary General of the Basel Committee on Banking Supervision (BCBS) and Chief Regulatory Advisor at Suade

William (Bill) Coen is the former Secretary General of the Basel Committee on Banking Supervision (BCBS) and the Chief Regulatory Adviser at Suade. During his time at the BCBS, Bill managed and oversaw the development and implementation of Basel III in response to the global financial crisis of 2007. Bill’s work continues to shape the global financial system which has benefited from improvements in stability and soundness through Basel III. Bill joined Suade as Chief Regulatory Adviser in 2021 to assist in bringing data standardisation and modern technology to the sphere of financial regulation.
Neil Esho

Secretary General of the Basel Committee on Banking Supervision (BCBS)

Neil Esho was appointed Secretary General of the Basel Committee on Banking Supervision (BCBS) in February 2022, having served in various roles within the BCBS Secretariat since 2006. During this period, Neil played a central role in the Committee’s supervisory and policy development programme, culminating in the finalisation of the Basel III regulatory reform package. Prior to joining the BIS, Neil was Head of Research at the Australian Prudential Regulation Authority (APRA).
Gonzalo Gasós

Senior Director Prudential Policy and Supervision, European Banking Federation

Gonzalo Gasós is Senior Director of Prudential Policy and Supervision at the European Banking Federation, where he serves as Secretary of the Banking Supervision Committee. He chairs the International Banking Federation’s Prudential Supervision Working Group and sits on several European advisory bodies. Previously, he held roles at Santander Group across organisation, risk and finance, including Basel II projects, and began his career at Accenture.
Panel - RegTech Forum 2025 Basel III: Adapting to Regulatory Divergence and Competitive Threats

Basel III implementation fractures across jurisdictions, creating competitive challenges for global banks. This panel featuring industry experts Bill, Neil, and Gonzales confronted divergent national rules driven by economic priorities, political pressures, and legacy systems.
They acknowledged alignment efforts but highlighted tensions between regulatory simplicity and financial resilience, alongside procurement and tech delays.
No easy solutions emerged; success requires coordinated action by international bodies, regulators, and institutions.
Pragmatic adaptation and cross-border communication, rather than perfect harmonization, offer the path forward.