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Federal Reserve Agencies issue host state loan-to-deposit ratios (12 May 2025) Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board, and Office of the Comptroller of the Currency (OCC) jointly issued updated host state loan-to-deposit (LTD) ratios, replacing those from May 2024. These ratios, mandated by Section 109 of the Riegle-Neal

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Federal Reserve Federal Reserve Board announces the withdrawal of guidance for banks related to their crypto-asset and dollar token activities and related changes to its expectations for these activities (24 April 2025) The Federal Reserve Board withdrew guidance on banks’ crypto-asset and dollar token activities to align with evolving risks

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Federal Reserve Minutes of the Board's discount rate meetings on February 18, March 10, and March 19, 2025 - 15 April 2025 The Federal Reserve decided to keep the primary credit rate at 4.5% as of March 2025. This decision followed a review by the directors of

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Federal Reserve Federal Reserve Board releases annual audited financial statements - 21 March 2025 The Federal Reserve Board has released the annual audited financial statements for the Federal Reserve System for 2024. The audit, conducted by KPMG LLP, resulted in an unqualified opinion, confirming that there were no material misstatements

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European Banking Authority The ESAs call for vigilance amid rising geopolitical and cyber risks - 31 March 2025 The European Supervisory Authorities (EBA, EIOPA, and ESMA) have released their Spring 2025 Joint Committee update, highlighting risks and vulnerabilities in the EU financial system, particularly those arising from geopolitical tensions and

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Federal Reserve Agencies Issue 2024 Shared National Credit Program Report - 10 March 2025 Federal banking regulators—the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the Office of the Comptroller of the Currency—released the 2024 Shared National Credit (SNC) report, highlighting that while credit risk in large,

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Federal Reserve Federal reserve board releases hypothetical scenarios for 2025 annual stress test - 5 February 2025 The Federal Reserve Board has announced the release of hypothetical scenarios for its 2025 annual stress test, aimed at ensuring large banks can continue to lend to households and businesses during a severe

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Federal Reserve Federal Reserve terminates enforcement action with Marblehead Bancorp and Marblehead Bank - 23 January 2025 The Federal Reserve Board has announced the termination of the enforcement action against Marblehead Bancorp and Marblehead Bank, based in Marblehead, Ohio. The written agreement, initially dated December 14, 2023, was terminated on

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Federal Reserve Federal Reserve issue interagency statement on supervisory practices - 14 January 2025 The California financial regulators (DFPI, FDIC, Federal Reserve, NCUA, OCC) are offering support to financial institutions affected by the wildfires and winds. They encourage institutions to work with borrowers and adjust loan terms, provide temporary facilities,

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Federal Reserve Federal Reserve Board provides technical clarification that its account access guidelines apply to excess balance accounts - 09 December 2024 The Federal Reserve Board has clarified that its account access guidelines also apply to excess balance accounts (EBAs). EBAs are limited-purpose accounts at Federal Reserve Banks used to

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