Regulatory Updates
EU & UK Reg Round-Up: 27/05/2025
European Banking Authority EBA issues an opinion on a measure to address macroprudential risk following a notification by the Norwegian Ministry of Finance (23 May 2025) The EBA issued an Opinion following a notification from the Norwegian Ministry of Finance about extending and recalibrating a macroprudential measure, originally introduced on
US Reg Round-Up: 27/05/2025
Federal Reserve Agencies issue host state loan-to-deposit ratios (12 May 2025) Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board, and Office of the Comptroller of the Currency (OCC) jointly issued updated host state loan-to-deposit (LTD) ratios, replacing those from May 2024. These ratios, mandated by Section 109 of the Riegle-Neal
US Reg Round Up: 07/05/2025
Federal Reserve Federal Reserve Board announces the withdrawal of guidance for banks related to their crypto-asset and dollar token activities and related changes to its expectations for these activities (24 April 2025) The Federal Reserve Board withdrew guidance on banks’ crypto-asset and dollar token activities to align with evolving risks
EU & UK Reg Round Up: 07/05/2025
European Banking Authority The EBA consults on draft amending technical standards on factors assessing the appropriateness of real estate risk weights 30 April 2025 The European Banking Authority (EBA) launched a consultation on April 30, 2025, for draft amendments to Regulatory Technical Standards (RTS) on factors for assessing real estate
US Reg Round Up: 24/04/2025
Federal Reserve Minutes of the Board's discount rate meetings on February 18, March 10, and March 19, 2025 - 15 April 2025 The Federal Reserve decided to keep the primary credit rate at 4.5% as of March 2025. This decision followed a review by the directors of
EU & UK Reg Round Up: 24/04/2025
European Banking Authority A material gender pay gap persists across EU banks and investment firms, the EBA observes in its Benchmarking Report - 15 April 2025 The EBA’s 2025 Remuneration and Gender Pay Gap Benchmarking Report highlights a persistent and material gender pay gap across EU banks and investment
US Reg Round Up: 12/04/2025
Federal Reserve Federal Reserve Board releases annual audited financial statements - 21 March 2025 The Federal Reserve Board has released the annual audited financial statements for the Federal Reserve System for 2024. The audit, conducted by KPMG LLP, resulted in an unqualified opinion, confirming that there were no material misstatements
EU & UK Reg Round Up: 12/04/2025
European Banking Authority The ESAs call for vigilance amid rising geopolitical and cyber risks - 31 March 2025 The European Supervisory Authorities (EBA, EIOPA, and ESMA) have released their Spring 2025 Joint Committee update, highlighting risks and vulnerabilities in the EU financial system, particularly those arising from geopolitical tensions and
US Reg Round Up: 12/03/2025
Federal Reserve Agencies Issue 2024 Shared National Credit Program Report - 10 March 2025 Federal banking regulators—the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the Office of the Comptroller of the Currency—released the 2024 Shared National Credit (SNC) report, highlighting that while credit risk in large,
EU & UK Reg Round Up: 12/03/2025
European Banking Authority EBA Updates ITS Validation Rules - 11 March 2025 The European Banking Authority (EBA) has issued a revised list of validation rules in its Implementing Technical Standards (ITS) on supervisory reporting. The update includes deactivated rules due to inaccuracies or IT issues, and competent authorities are advised