Regulatory Updates
EU & UK Reg Round-Up: 16/09/2025
European Banking Authority EBA issues revised list of ITS validation rules 15 September 2025 The European Banking Authority (EBA) has published an updated list of validation rules under its Implementing Technical Standards (ITS) on supervisory reporting. The update identifies a set of rules that have been deactivated due to either
US Reg Round-Up: 28/08/2025
Federal Reserve Federal Open Market Committee announces approval of updates to its Statement on Longer-Run Goals and Monetary Policy Strategy 22 August 2025 The Federal Open Market Committee (FOMC) has unanimously approved updates to its Statement on Longer-Run Goals and Monetary Policy Strategy, also known as the consensus statement. First
EU & UK Reg Round-Up: 28/08/2025
European Banking Authority The EBA updates data used for the identification of global systemically important institutions (G-SIIs) 26 August 2025 The EBA has updated its dataset for the identification of global systemically important institutions (G-SIIs), covering the 32 largest EU banks with leverage exposures above EUR 200bn, based on end-2024
US Reg Round-Up: 09/07/2025
Federal Reserve Federal Reserve Board's annual bank stress test showed that large banks are well positioned to weather a severe recession, while staying above minimum capital requirements and continuing to lend to households and businesses 27 June 2025 The Federal Reserve Board released the results of its annual
EU & UK Reg Round-Up: 09/07/2025
European Banking Authority The EBA consults to amend its technical standards on own funds and eligible liabilities 9th July 2025 The European Banking Authority (EBA) launched a public consultation to amend the EU Delegated Regulation on own funds and eligible liabilities under the Capital Requirements Regulation (CRR). The primary proposal
US Reg Round-Up: 26/06/2025
Federal Reserve Federal Reserve Board announces that reputational risk will no longer be a component of examination programs in its supervision of banks The Federal Reserve Board announced that reputational risk will no longer be a component of its bank examination programs. The Board has initiated a review to remove
EU & UK Reg Round-Up: 26/06/2025
European Banking Authority The EBA reviews standardised terminology in relation to payment accounts and concludes it remains fit-for-purpose The EBA reviewed standardised terms for payment account services under the Payment Accounts Directive, finding them fit-for-purpose. The 2018 terms aid consumer comparison of fees/offers. Despite the potential inclusion of instant
EU & UK Reg Round-Up: 27/05/2025
European Banking Authority EBA issues an opinion on a measure to address macroprudential risk following a notification by the Norwegian Ministry of Finance (23 May 2025) The EBA issued an Opinion following a notification from the Norwegian Ministry of Finance about extending and recalibrating a macroprudential measure, originally introduced on
US Reg Round-Up: 27/05/2025
Federal Reserve Agencies issue host state loan-to-deposit ratios (12 May 2025) Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board, and Office of the Comptroller of the Currency (OCC) jointly issued updated host state loan-to-deposit (LTD) ratios, replacing those from May 2024. These ratios, mandated by Section 109 of the Riegle-Neal
US Reg Round Up: 07/05/2025
Federal Reserve Federal Reserve Board announces the withdrawal of guidance for banks related to their crypto-asset and dollar token activities and related changes to its expectations for these activities (24 April 2025) The Federal Reserve Board withdrew guidance on banks’ crypto-asset and dollar token activities to align with evolving risks