layouttitle
schemaaccount

Account Schema


An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.

Properties

NameDescriptionTypeEnum
id
The unique identifier for the record within the firm.
string-
date
The observation or value date for the data in this object. Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
acc_fv_change_before_taxes
Accumulated change in fair value before taxes.
integer-
accounting_treatment
The accounting treatment in accordance with IAS/IFRS9 accounting principles.
string
amortised_costavailable_for_salecb_or_demandfv_mandatorilyfv_ocifv_thru_pnlheld_for_hedgeheld_for_saleheld_for_tradingheld_to_maturityloans_and_recsntnd_cost_basedntnd_fv_equityntnd_fv_plother_gaaptrading_gaap
accrued_interest
The accrued interest since the last payment date and due at the next payment date. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
arrears_balance
The balance of the capital amount that is considered to be in arrears (for overdrafts/credit cards). Monetary type represented as a naturally positive integer number of cents/pence.
integer-
asset_liability
Is the data an asset, a liability, or equity on the firm’s balance sheet?
string
assetequityliabilitypnl
balance
The contractual balance on the date and in the currency given. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
base_rate
The base rate represents the basis of the rate on the balance at the given date as agreed in the terms of the account.
string
FDTRUKBRBASEZERO
behavioral_curve_id
The unique identifier for the behavioral curve used by the financial institution.
string-
break_dates
Dates where this contract can be broken (by either party). Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
array-
call_dates
Dates where this contract can be called (by the customer). Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
array-
capital_tier
The capital tiers based on own funds requirements.
string
add_tier_1anc_tier_2anc_tier_3at1_grandfatheredbas_tier_2bas_tier_3ce_tier_1cet1_grandfatheredt2_grandfatheredtier_1tier_2tier_3
ccf
The credit conversion factor that indicates the proportion of the undrawn amount that would be drawn down on default.
number-
cost_center_code
The organizational unit or sub-unit to which costs/profits are booked.
string-
count
Describes the number of accounts aggregated into a single row.
integer-
country_code
Two-letter country code as defined according to ISO 3166-1 plus ISO allowed, user-assignable codes (AA, QM to QZ, XA to XZ, and ZZ).
string
AAADAEAE-AJAE-AZAE-DUAE-FUAE-RKAE-SHAE-UQAFAGAIALAMAOAQARASATAUAWAXAZBABBBDBEBFBGBHBIBJBLBMBNBOBQBRBSBTBVBWBYBZCACA-ABCA-BCCA-MBCA-NBCA-NLCA-NSCA-NTCA-NUCA-ONCA-PECA-QCCA-SKCA-YTCCCDCFCGCHCICKCLCMCNCOCRCUCVCWCXCYCZDEDJDKDMDODZECEEEGEHERESETFIFJFKFMFOFRGAGBGDGEGFGGGHGIGLGMGNGPGQGRGSGTGUGWGYHKHMHNHRHTHUIDIEILIMINIOIQIRISITJEJMJOJPKEKGKHKIKMKNKPKRKWKYKZLALBLCLILKLRLSLTLULVLYMAMCMDMEMFMGMHMKMLMMMNMOMPMQMRMSMTMUMVMWMXMYMZNANCNENFNGNINLNONPNRNUNZOMPAPEPFPGPHPKPLPMPNPRPSPTPWPYQAQMQNQOQPQQQRQSQTQUQVQWQXQYQZRERORSRURWSASBSCSDSESGSHSISJSKSLSMSNSOSRSSSTSVSXSYSZTCTDTFTGTHTJTKTLTMTNTOTRTTTVTWTZUAUGUMUSUYUZVAVCVEVGVIVNVUWFWSXAXBXCXDXEXFXGXHXIXJXKXLXMXNXOXPXQXRXSXTXUXVXWXXXYXZYEYTZAZMZWZZ
cr_approach
Specifies the approved credit risk rwa calculation approach to be applied to the exposure.
string
airbeif_fbeif_lteif_mbafirbsec_erbasec_sasec_sa_ltstd
currency_code
Currency in accordance with ISO 4217 standards plus CNH for practical considerations.
string
AEDAFNALLAMDANGAOAARSAUDAWGAZNBAMBBDBDTBGNBHDBIFBMDBNDBOBBOVBRLBSDBTNBWPBYNBZDCADCDFCHECHFCHWCLFCLPCNHCNYCOPCOUCRCCUCCUPCVECZKDJFDKKDOPDZDEGPERNETBEURFJDFKPGBPGELGHSGIPGMDGNFGTQGYDHKDHNLHRKHTGHUFIDRILSINRIQDIRRISKJMDJODJPYKESKGSKHRKMFKPWKRWKWDKYDKZTLAKLBPLKRLRDLSLLYDMADMDLMGAMKDMMKMNTMOPMRUMURMVRMWKMXNMXVMYRMZNNADNGNNIONOKNPRNZDOMRPABPENPGKPHPPKRPLNPYGQARRONRSDRUBRWFSARSBDSCRSDGSEKSGDSHPSLLSOSSRDSSPSTNSYPSZLTHBTJSTMTTNDTOPTRYTTDTWDTZSUAHUGXUSDUSNUSSUYIUYUUYWUZSVESVNDVUVWSTXAFXAGXAUXBAXBBXBCXBDXCDXDRXOFXPDXPFXPTXSUXTSXUAXXXYERZARZMW
customer_id
The unique identifier used by the financial institution to identify the customer that owns the account.
string-
day_count_convention
The methodology for calculating the number of days between two dates. It is used to calculate the amount of accrued interest or the present value.
string
act_360act_365act_actstd_30_360std_30_365
encumbrance_amount
The amount of the account that is encumbered by potential future commitments or legal liabilities. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
encumbrance_type
The type of the encumbrance causing the encumbrance_amount.
string
covered_bondderivativenoneotherrepo
end_date
The end or maturity date of the account. Format should be YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601
string-
first_arrears_date
The first date on which this account was in arrears.
string-
first_payment_date
The first payment date for interest payments.
string-
forbearance_date
The date on which the first forbearance measure was granted to this product. Format should be YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601
string-
fvh_level
Fair value hierarchy category according to IFRS 13.93 (b)
integer-
guarantee_amount
The amount of the account that is guaranteed under a Government Deposit Guarantee Scheme. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
guarantee_scheme
The Government Deposit Scheme scheme under which the guarantee_amount is guaranteed.
string
be_pfbg_difca_cdiccy_dpscz_difde_edbde_edode_edwdk_gdfiee_dgses_fgdfi_dgffr_fdggb_fscsgr_dgshk_dpshr_dihu_ndifie_dgsit_fitdlt_vilu_fgdllv_dgfmt_dcsnl_dgspl_bfgpt_fgdro_fgdbse_ndosi_dgssk_dpfus_fdic
impairment_amount
The impairment amount is the allowance set aside by the firm that accounts for the event that the asset becomes impaired in the future.
integer-
impairment_date
The date upon which the product became considered impaired. Format should be YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601
string-
impairment_status
The recognition stage for the impairment/expected credit loss of the product.
string
doubtfulin_litigationlossnon_performingnormalperformingpre_litigationstage_1stage_1_doubtfulstage_1_lossstage_1_normalstage_1_substandardstage_1_watchstage_2stage_2_doubtfulstage_2_lossstage_2_normalstage_2_substandardstage_2_watchstage_3stage_3_doubtfulstage_3_lossstage_3_normalstage_3_substandardstage_3_watchsubstandardwatch
impairment_type
The loss event resulting in the impairment of the loan.
string
collectiveindividualwrite_off
insolvency_rank
The insolvency ranking as per the national legal framework of the reporting institution.
integer-
interest_repayment_frequency
Repayment frequency of the interest.
string
dailyweeklybi_weeklymonthlybi_monthlyquarterlysemi_annuallyannuallyat_maturitybienniallysesquiennially
last_drawdown_date
The last date on which a drawdown was made on this account (overdraft).
string-
last_payment_date
The final payment date for interest payments, often coincides with end_date.
string-
ledger_code
The internal ledger code or line item name.
string-
limit_amount
The minimum balance the customer can go overdrawn in their account.
integer-
minimum_balance
Indicates the minimum balance of each account within the aggregate. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
minimum_balance_eur
Indicates the minimum balance, in Euros, of each account within the aggregate. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
mtd_deposits
Month to date amount deposited within the account as a naturally positive integer number of cents/pence.
integer-
mtd_interest_paid
Month to date interest added to account as a naturally positive integer number of cents/pence.
integer-
mtd_withdrawals
Month to date amount withdrawn from the account as a naturally positive integer number of cents/pence.
integer-
next_payment_date
The next date at which interest will be paid or accrued_interest balance returned to zero.
string-
next_repricing_date
The date on which the interest rate of the account will be re-calculated. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
next_withdrawal_date
The next date at which customer is allowed to withdraw money from this account.
string-
on_balance_sheet
Is the account or deposit reported on the balance sheet of the financial institution?
boolean-
prev_payment_date
The most recent previous date at which interest was paid or accrued_interest balance returned to zero.
string-
product_name
The name of the product as given by the financial institution to be used for display and reference purposes.
string-
purpose
The purpose for which the account was created or is being used.
string
adj_syn_inv_decon_subsadj_syn_inv_own_sharesadj_syn_mtg_def_insadj_syn_nonsig_inv_finadj_syn_other_inv_finadminannual_bonus_accrualsbenefit_in_kindcapital_gain_taxcapital_reservecash_managementcf_hedgecf_hedge_reclassci_serviceclearingcollateralcommitmentscomputer_and_it_costcomputer_peripheralcomputer_softwarecorporation_taxcredit_card_feecritical_servicecurrent_account_feecustodydealing_rev_derivdealing_rev_deriv_nsedealing_rev_fxdealing_rev_fx_nsedealing_rev_irdealing_rev_secdealing_rev_sec_nsedealing_revenueded_fut_profded_fut_prof_temp_diffdefined_benefitdepositderivative_feedgs_contributiondiv_from_cisdiv_from_money_mktdividenddonationemployeeemployee_stock_optionescrowfeesfinefirm_operating_expensesfirm_operationsfurniturefut_proffut_prof_temp_difffxgeneral_credit_riskgoodwillinsurance_feeint_on_bond_and_frnint_on_bridging_loanint_on_credit_cardint_on_depositint_on_deriv_hedgeint_on_derivativeint_on_ecgd_lendingint_on_loan_and_advint_on_money_mktint_on_mortgageint_on_sftint_unallocatedinterestintra_group_feeinv_in_subsidiaryinvestment_banking_feeinvestment_propertyipslandloan_and_advance_feemachinerymanufactured_dividendmortgage_feemtg_ins_nonconformmtg_insuranceni_contributionnon_life_ins_premiumnot_fut_profoccupancy_costoperationaloperational_escrowoperational_excessoth_tax_excl_temp_diffotherother_expenditureother_fs_feeother_non_fs_feeother_social_contribother_staff_costother_staff_removerdraft_feeown_propertypensionppeprime_brokeragepropertypv_future_spread_increc_unidentified_cptyreclass_taxrecoveryredundancy_pymtreferencereg_lossregular_wagesreleaserentres_fund_contributionrestructuringretained_earningsrevaluationrevenue_reserveshare_planshare_premiumstaffsystemtaxtelecom_equipmentthird_party_interestunderwriting_feeunsecured_loan_feevehiclewrite_off
rate
The full interest rate applied to the account balance in percentage terms. Note that this therefore includes the base_rate (ie. not the spread).
number-
rate_type
Describes the type of interest rate applied to the account.
string
combinedfixedpreferentialtrackervariable
regulatory_book
The type of portfolio in which the instrument is held.
string
banking_booktrading_book
reporting_entity_name
The name of the reporting legal entity for display purposes.
string-
reporting_id
The internal ID for the legal entity under which the account is being reported.
string-
risk_country_code
Two-letter country code as defined according to ISO 3166-1 plus ISO allowed, user-assignable codes (AA, QM to QZ, XA to XZ, and ZZ).
string
AAADAEAE-AJAE-AZAE-DUAE-FUAE-RKAE-SHAE-UQAFAGAIALAMAOAQARASATAUAWAXAZBABBBDBEBFBGBHBIBJBLBMBNBOBQBRBSBTBVBWBYBZCACA-ABCA-BCCA-MBCA-NBCA-NLCA-NSCA-NTCA-NUCA-ONCA-PECA-QCCA-SKCA-YTCCCDCFCGCHCICKCLCMCNCOCRCUCVCWCXCYCZDEDJDKDMDODZECEEEGEHERESETFIFJFKFMFOFRGAGBGDGEGFGGGHGIGLGMGNGPGQGRGSGTGUGWGYHKHMHNHRHTHUIDIEILIMINIOIQIRISITJEJMJOJPKEKGKHKIKMKNKPKRKWKYKZLALBLCLILKLRLSLTLULVLYMAMCMDMEMFMGMHMKMLMMMNMOMPMQMRMSMTMUMVMWMXMYMZNANCNENFNGNINLNONPNRNUNZOMPAPEPFPGPHPKPLPMPNPRPSPTPWPYQAQMQNQOQPQQQRQSQTQUQVQWQXQYQZRERORSRURWSASBSCSDSESGSHSISJSKSLSMSNSOSRSSSTSVSXSYSZTCTDTFTGTHTJTKTLTMTNTOTRTTTVTWTZUAUGUMUSUYUZVAVCVEVGVIVNVUWFWSXAXBXCXDXEXFXGXHXIXJXKXLXMXNXOXPXQXRXSXTXUXVXWXXXYXZYEYTZAZMZWZZ
risk_weight_std
The standardised approach risk weight represented as a decimal/float such that 1.5% is 0.015.
number-
rollover_date
A particular predetermined date at which an account is rolled-over.
string-
source
The source(s) where this data originated. If more than one source needs to be stored for data lineage, it should be separated by a dash. eg. Source1-Source2
string-
start_date
The timestamp that the trade or financial product commences. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
status
Describes if the Account is active or been cancelled.
string
activeauditedcancelledcancelled_payout_agreedothertransactionalunaudited
trade_date
The timestamp that the trade or financial product terms are agreed. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
type
This is the type of the account with regards to common regulatory classifications.
string
accrualsamortisationbondscallcdcredit_cardcurrentcurrent_iodeferreddeferred_taxdepreciationexpenseincomeintangibleinternet_onlyiraisaisa_currentisa_current_ioisa_ioisa_time_depositisa_time_deposit_iomoney_marketnon_deferrednon_productotherprepaid_cardprepaymentsprovisionreserveretail_bondssavingssavings_iosuspensetangiblethird_party_savingstime_deposittime_deposit_iovostro
uk_funding_type
Funding type calculated according to BIPRU 12.5/12.6
string
ab
version_id
The version identifier of the data such as the firm’s internal batch identifier.
string-
withdrawal_penalty
This is the penalty incurred by the customer for an early withdrawal on this account. An early withdrawal is defined as a withdrawal prior to the next_withdrawal_date. Monetary type represented as a naturally positive integer number of cents/pence.
integer-