servicing

Loan

Identify the method by which a loan shall be repaid.

salary

The loan shall be repaid via the salary of the borrower.

rent

The loan shall be repaid via the cashflows generated by the property bought by the loan financing i.e. the repayment is materially dependent on cash flows generated by the property. See Basel Framework, CRE 20.79

business

The loan shall be repaid via funds generated from business, i.e. income generated from a shop bought.

pension

The loan shall be repaid via funds sourced from pension payments.

Security

├── app_backed
├── general_obligation
├── revenue
│   ├── revenue_education
│   ├── revenue_health
│   ├── revenue_ind_dev
│   ├── revenue_multi_housing
│   ├── revenue_other
│   ├── revenue_single_housing
│   ├── revenue_tax
│   ├── revenue_transport
│   └── revenue_utilities
└── other

app_backed

Appropriation-Backed: The bond shall be repaid from annually appropriated government funds.

general_obligation

The bond shall be repaid from general tax or other revenues, and is not limited to a specific revenue-generating project or asset.

revenue

The bond shall be repaid from specific revenue sources.

revenue_education

The bond shall be repaid from revenue generated by educational institutions or facilities

revenue_health

The bond shall be repaid using revenue from hospitals, clinics, or other healthcare-related facilities.

revenue_ind_dev

The bond shall be repaid from revenue tied to industrial development initiatives, such as manufacturing or commercial facilities.

revenue_multi_housing

The bond shall be repaid from income produced by multi-family housing projects, such as apartment complexes.

revenue_other

The bond shall be repaid from revenue sources not specifically categorized, related to other public or private projects.

revenue_single_housing

The bond shall be repaid from revenue generated by single-family housing developments or related programs.

revenue_tax

The bond shall be repaid from dedicated tax revenue streams (e.g., sales tax, hotel tax) earmarked for the project.

revenue_transport

The bond shall be repaid using revenue from transportation infrastructure like tolls, transit fares, or airport fees.

revenue_utilities

The bond shall be repaid through user fees or service charges from public utility services (e.g., water, electricity).

other

The bond shall be repaid using any other repayment method