fees represents the associated amounts due surrounding a loan that need to be considered, for example when calculating current LTV.

This is a monetary type and as [it is impossible to squeeze infinitely many Real numbers into a finite number of bits][floats], we represent monetary types as integer numbers of cents/pence to reduce potential rounding errors. So $10.35 becomes 1035. Don’t forget to divide by 100 (or the relevant minor unit denomination) when presenting information to a user. The relevant minor unit denomination should be determined from the currency’s corresponding [‘E’][E] value.

References: Rolling-up of fees, FCA Handbook