charge

The charge property indicates the charge that the lender has on the collateral of the loan. To avoid an open-ended enum value, we use integers to represent the order of charge:

• 0 = mixed/combination of charge levels
• 1 = first charge
• 2 = second charge
• 3 = third charge
• ... and so on

The absence of the charge property indicates that the lender has no charge on the collateral and/or that the loan is unsecured.