The charge property indicates the charge that the lender has on the collateral of the loan. To avoid an open-ended enum value, we use integers to represent the order of charge:

  • 0 = mixed/combination of charge levels
  • 1 = first charge
  • 2 = second charge
  • 3 = third charge
  • ... and so on

The absence of the charge property indicates that the lender has no charge on the collateral and/or that the loan is unsecured.