orig_source

The source by which the servicer originated or otherwise acquired the loan.

For additional details refer to: https://www.federalreserve.gov/apps/reportingforms/Report/Index/FR_Y-14Q

├── bulk_purchase
├── correspondent
├── retail
├── servicing_rights_purchased
├── wealth_management
└── wholesale

bulk_purchase

Pools of loans purchased from a third party originator for the right to securitize or retention in the bank-owned portfolio. Residential Mortgages acquired for the Servicing Portfolio in this manner are typically negotiated as one-time transactions between a Mortgage Institution and an independent third party originator (Mortgage Company or Correspondent). Refer to https://www.federalreserve.gov/apps/reportingforms/Report/Index/FR_Y-14M.

correspondent

Loans acquired through the reporting institution’s correspondent production channel. This includes all loans purchased on a recurring basis (flow) from another correspondent institution, eligible for securitization into the secondary markets or portfolio retention on the bank’s balance sheet. Refer to https://www.federalreserve.gov/apps/reportingforms/Report/Index/FR_Y-14M.

retail

Loans originated through the reporting institution’s retail, including branch or internet, production channel.

servicing_rights_purchased

Separately negotiated purchase of mortgage servicing rights (PMSR) from a third party. Refer to https://www.federalreserve.gov/apps/reportingforms/Report/Index/FR_Y-14M.

wealth_management

Loans originated through a servicer’s private wealth management or private banking division. Refer to https://www.federalreserve.gov/apps/reportingforms/Report/Index/FR_Y-14M.

wholesale

Loans originated through the reporting institution’s wholesale/broker production channel.