| layout | title | schemas |
|---|---|---|
| property | joint_customer_structure | loan |
joint_customer_structure
Use with joint_customer_ids to capture the outstanding nominal amount for a single instrument where there are two or more debtors.
The joint_customer_structure represents a list (an array) of allocated portion of the single instrument. See example below.
Example: | customer | | | |----------|--------|--------------| | id | type | joint_customer_ids | | cust1 | credit_institution | | | cust2 | credit_institution | | | joint1 | | [cust1, cust2] |
| loan | ||||
|---|---|---|---|---|
| id | customer_id | balance | joint_customer_structure | fees |
| loan1 | joint1 | 90,000.00 | [0.7, 0.4] | 10,000.00 |
| Output | ||
|---|---|---|
| Instrument ID | Counterparty identifier | Joint Liability Amount |
| loan1 | cust1 | 70,000.00 |
| loan1 | cust2 | 40,000.00 |