last_nonfull_pay_date

The last scheduled repayment date where the obligor did not exhibit “pay-in-full” behaviour on a revolving facility such as a credit card or charge card. The obligor did not pay the full amount drawn, even though a minimum payment may have been made.

This field is used to assess whether the obligor qualifies as a transactor exposure, defined as consistently paying the balance drawn in full at each scheduled repayment date over the previous 12 months.

As defined in Appendix 2: PRA Rulebook: CRR Firms: (CRR)